Unfortunately, I cannot comment on that. That would be a HIPPA violation!!!!! What's with the Redskins? Do they have a bunch of bad boys? You are young yet. Make your money now. Start putting away into retirement. Think about it NOW. That is one thing I have done pretty well at over the last 15 years. But I wish I had started earlier. And been more aggressive with my 401Ks and Roth IRAs. Never too late to start. But it is a must.