Welcome to 3reef!
Best of luck to you and your endeavors with salt. It can be a very educational, enjoyable and rewarding experience but it doesn't come without its downfalls either, unfortunately.
As for lights, with what you described in wanting, these can be housed under subdued lighting, except for the anemone, whcih i would refrain from getting at least right now with a new tank, plus the lighting and other requirements are not for the novice aquarist. Anemones are a very demanding animal that should be attempted by a experienced aquarist-also, Clowns do not need to have an anemone for it to thrive and live a healthy and happy life.
Live rock can be of any type from varoius areas in my opinion. I prefer to get a varied amount of rock from different parts of the world to receive a diverse amount of living organisms that are endemic from that particular area that the rock is from, won't be accomplished with rock from the same Fiji Islands.
T5's and Halides, I feel would be your best alternative! _________ 125gal.w/Mag9.5 return(dual megaflow)>Mag7 pump Aqua Cev180skimmer.Wave2k Hamilton Reefstar(2)250watthqi(mh)pend.a Yellow, Naso Tang Red Lip Blenny Percula Clown Demoiselles Niger Trigger F. Wrasses Cerianthid Stars Hermits snails Zoos shrooms Montipora Brains Gorgonians Favia Turbinaria Kenyon Tree Acropora Xenia Tridacna (CroceaMaximaSquamosa)
"IF THE PHONE DOESN'T RING...IT'S ME"  jb
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aka parrothead |